Splitit

Splitit

Payment Method

Splitit is a Buy Now, Pay Later (BNPL) service that allows shoppers to split purchases into interest-free installments using their existing credit cards. They make use of authorization holds to lock users total debt and then do periodic partial captures for each installment.

1Countries
1Currencies
1Payment Methods

Operations Matrix

Payment MethodFlowPurchaseRefund
CardDIRECT

Deep Capabilities(5)

5/ 29
capabilities detected
3 confirmed2 likely0 possible

Card Features

Network Tokens
External 3DS MPI
CIT/MIT Stored Credentials
CVV-less Transactions
Zero-Dollar Auth
Account Updater

Transaction Modifiers

Partial Capture
Partial Refund
Confirmed
Multi-Capture
Incremental Auth
Pre-Authorization
Likely
Installments
Confirmed
Dynamic Currency Conversion

Data Passthrough

Airline Data
Level 2 Data
Level 3 Data
Order Items
Statement Descriptor
Likely
Metadata Passthrough
Confirmed

Business Models

Marketplace / Split
Sub-Merchant
Recurring / Subscription
Platform Fees

Reliability & Integration

Idempotency Keys
Browser Info
Device Fingerprint

Risk & Fraud

Fraud Screening
Chargeback Handling
IP Passthrough

Payment Methods(1)

Countries & Currencies

🇺🇸US
USD